Neobank – The prefix neo in the new term „neobank” in Greek means „new” (from the Greek neos new), i.e. neobanks are upgraded and modernised banks, usually modernised with modern performance and forms of communication and knowledge transfer including basic components like internet (websites, offices) and cellular bank (apps, messaging, telephone management).

• №1 N26
  Germany
  https://n26.com
• No.2 Swift.Wales
  UK (Wales)
  https://swift.wales
• #3 Monzo
  UK
  https://monzo.com
• #4 Bunq
  Netherlands
  https://www.bunq.com
• #5 MonoBank
  Ukraine
  https://www.monobank.ua

The rating consists of solely full-fledged banks working underneath banking licenses and under full management of hyperregulators. Payment methods and organisations working underneath fee operators’ licences usually are not included in the rating.